Medicare Plans

As an independent insurance agent, I help you navigate your many options and ensure you are not spending a penny more than you should be. I often help clients save thousands yearly on their top-tier prescription drugs and Medicare plan. Request your free quote today and get an in-depth look into your options. Trust me – you’ll be glad you did!

Understanding Your Medicare Options
Navigating Medicare can be confusing, but I’m here to make it simple. Whether you’re just turning 65 or exploring options during the open enrollment period, I’ll help you understand what’s available, from Original Medicare to Medicare Advantage Plans and Prescription Drug Plans (Part D). I’ll work with you to ensure your health needs are fully covered and that you’re making the most of your benefits.

Choosing the Right Coverage for You
Medicare isn’t a one-size-fits-all solution. I’ll walk you through your options and help you find a plan that fits your budget, lifestyle, and healthcare needs. With my personalized guidance, you can feel confident that you’re getting the coverage you need without paying for extras you don’t.

Schedule Your Free Medicare Consultation Today

Obamacare (Affordable Care Act Plans)

Affordable Coverage for Individuals and Families
The Affordable Care Act (ACA), or Obamacare, provides a range of health insurance plans designed to fit different budgets and healthcare needs. From covering routine doctor visits to protecting against high medical costs, ACA plans offer comprehensive coverage and essential health benefits. I can help you navigate the Marketplace and find the right plan for you or your family.

Maximizing Subsidies and Benefits
ACA plans often come with financial assistance based on your income, making it more affordable than you might think. I’ll guide you through the process to see if you qualify for subsidies, ensuring that you get the best possible coverage at the lowest possible cost. Together, we’ll find a plan that provides you with peace of mind without breaking the bank.

Explore Your Obamacare Options – Get a Quote Now

Dental Plans

Keep Your Smile Healthy and Bright
Good dental health is an essential part of overall wellness, but dental care costs can add up quickly without insurance. Whether you need routine checkups, fillings, or more advanced care, dental insurance helps cover these costs, so you can maintain a healthy smile. I’ll help you find a plan that covers both preventative care and more comprehensive services like crowns and orthodontics.

Affordable Plans for Individuals and Families
From basic coverage for cleanings and exams to more extensive plans that include restorative procedures, I can help you choose a dental insurance plan that fits your needs and budget. With options for individuals, families, and seniors, getting the right dental coverage is easy and cost-effective.

Find the Perfect Dental Plan – Contact Me Today

Vision Plans

See the World Clearly Without Breaking the Bank
Vision insurance helps you save on essential eye care like eye exams, glasses, and contact lenses. Whether you’re looking for annual coverage or a more comprehensive plan that includes frames, lenses, and even corrective surgery discounts, I can help you find a plan tailored to your vision needs.

Plans for Every Budget and Need
From routine eye checkups to eyewear purchases, vision insurance makes it easy to maintain healthy vision without worrying about high costs. I’ll assist you in finding the right plan that works for you, whether you’re an individual looking for basic coverage or a family needing complete vision care.

Start Seeing Clearly – Get Your Vision Insurance Quote

Our Insurance Carriers

States We Serve

Arizona (AZ) , California (CA) , Delaware (DE) , Florida (FL) , Georgia (GA) , Idaho (ID) , Illinois (IL) , Indiana (IN) , Kansas (KS) , Kentucky (KY) , Massachusetts (MA) , Michigan (MI) , Mississippi (MS) , Montana (MT) , Nebraska (NE) , Nevada (NV) , North Carolina (NC) , North Dakota (ND) , Ohio (OH) , Oklahoma (OK) , Pennsylvania[B] (PA) , South Carolina (SC) , Tennessee (TN) , Texas (TX) , Utah (UT) , Virginia[B] (VA) , West Virginia (WV) , Wisconsin (WI) , Wyoming (WY)

Frequently Asked Questions

How do I know which type of health insurance plan is right for me?

It depends on your healthcare needs, budget, and current life situation. If you’re 65 or older, a Medicare Plan might be best, while Obamacare is a great option for those under 65 needing comprehensive coverage. For dental or vision needs, separate plans can help cover routine checkups, treatments, and eyewear. I can help you assess your options and choose the plan that best fits your needs.

Can I have both Medicare and a Marketplace (Obamacare) plan?

Generally, once you’re eligible for Medicare, you are no longer eligible for a Marketplace plan with subsidies. It’s usually more cost-effective to explore Medicare options. However, if you’re under 65 and need coverage, Obamacare can be a great choice. Feel free to reach out for guidance on your transition from a Marketplace plan to Medicare.

Does dental and vision insurance cover all types of treatments and procedures?

Dental and vision insurance typically cover a range of services, but the specifics depend on your chosen plan. Basic dental plans usually cover preventive care, like cleanings and checkups, while more comprehensive plans can include fillings, crowns, and orthodontics. Similarly, vision plans may cover exams, eyewear, and sometimes even corrective surgery. I can help you find the plan that meets your needs.

When can I enroll in a health insurance plan, and what if I miss the enrollment period?

Enrollment periods vary by plan type. For Medicare, the open enrollment period is from October 15 to December 7 each year. For Obamacare, open enrollment typically runs from November 1 to December 15. Dental and vision plans may have more flexible enrollment. If you miss the enrollment period, certain qualifying life events (such as marriage, having a baby, or losing other coverage) may allow you to sign up during a Special Enrollment Period.

Health Insurance